Merchant Services

Fast, secure and best-in-class payment processing.

Get In Touch about Merchant Services


Manage receivables with one bank

Gain efficiencies in receivables management with integrated merchant services, enhanced cash flow with next business day funding1 and Merchant Services ECR—an opportunity to reduce merchant processing fees and improve operating margins (for qualified merchants).

Enhance Security and fraud protection

Security and fraud prevention solutions that help protect business and customer data, both online and at the point of sale.

Navigate the complex payment landscape

As a complete payments firm, J.P. Morgan is committed to helping clients make the right decisions relating to omni-channel as well as alternative payment methods, now and in the future.

Manage Costs

Through, ChaseNetSM our proprietary closed-loop platform, merchant processing costs for Chase Visa credit and signature debit card transactions are more predictable and likely to be reduced.

A Changing Force in Payments and Merchant Services

Adapt to the Changing Payments Landscape

As an industry-leading provider of payment solutions and the nation’s number one bank-owned acquirer, J.P. Morgan Merchant Services can help you manage receivables, enhance cash flow and better navigate the omnichannel payment landscape—all with the confidence of security protocols that are unsurpassed in the industry.

Learn more about how J.P. Morgan is transforming merchant services from a commodity and cost center into an invaluable, multifaceted business partner.

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The Details

Merchant Services

Our merchant services will take you from checkout and payment acceptance to settlement and funding, helping you accept electronic debit and credit card payments quickly and affordably.

Rely on us to process all types of payments for your merchant account—Visa, MasterCard, Discover, American Express, debit and Electronic Benefits Transfer transactions—quickly, reliably and securely.

We understand that needs vary according to your business size and industry. So we offer payment processing for many types of businesses—restaurants, retail, web and more. We also offer innovative products such as a suite of online reporting options that can help you manage and protect your business.

Our Platform

Our secure payment platforms provide some of the most advanced payment solutions available in the marketplace today, both online and at the point of sale.

  • Online Payment Processing: Our comprehensive set of online payment products makes it quick and easy for you to join the e-commerce revolution.
  • Point-of-Sale Systems: Take advantage of the many benefits of credit and debit card acceptance at the point of sale.
  • Methods of Payment: Drive revenue by offering your customers the flexibility and convenience to use their preferred payment method.
  • Fraud and Security Tools: An introduction to SafetechSM, our integrated suite of fraud protection and data encryption technologies.


Related Content

Next Day Funding

Manage receivables through a one-bank system and gain the benefit of integrated merchant services and enhanced business cash flow.

Learn more about Next Day Funding

The Less "Visible" the Payment, the More Value It Provides

As consumers use digital channels more, merchants are under pressure to not only make payments seamless, but to tie transactions to broader customer-facing and internal functions. Find out how invisible payments can help.

Read article about The Less "Visible" the Payment, the More Value It Provides

A Shorter Path to Payments Bolsters Security and Loyalty

Why a faster and easier purchase process can both deepen customer loyalty and strengthen security.

Read article about A Shorter Path to Payments Bolsters Security and Loyalty


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1 Next business day funding is available to clients opening up a new merchant services account with Commerce Solutions and who deposit into a single Chase business checking account for Visa®, MasterCard® and Discover® transactions only. All businesses are subject to business credit approval and all funds are subject to fraud monitoring. In addition, funding is subject to the terms and conditions of the merchant processing agreement. Chase must receive settled transactions by 11:59 EST. Funds are deposited on the next business day, excluding weekends and bank holidays. Some exclusions may apply, talk to a Chase Representative for more details.


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